Business Decision Calculators

Compare Etsy and Shopify fees at your sales volume. Find the tipping point with listing fees, payment processing, Offsite Ads, subscriptions and customer acquisition costs.

Compare Amazon fulfillment and merchant-fulfilled profit using 2026 FBA fees, dimensional weight, storage, postage, labor, returns, and product margins.

Compare leaving now and repaying employer tuition assistance with staying through the service commitment using salary, bonuses, vesting, and taxes.

Compare two to five options using weighted costs, measurable factors, and qualitative ratings. See the winner, decision drivers, and sensitivity thresholds.

Compare the financial implications of W2 employment versus 1099 contractor work. Analyze take-home pay, tax obligations, benefits costs, and total compensation.

Compare two job offers using salary, bonuses, equity, benefits, paid time off, retirement match, commute costs, and effective hourly compensation.

Compare payment and plan fees using monthly sales, average order value, online and in-person mix, percentage rates, and fixed transaction charges.

Compare paid-newsletter fees and net revenue for Substack, beehiiv, and Kit using subscriber count, billing cadence, platform fees, processing, and growth.

Compare commercial leases using base rent, CAM, taxes, insurance, utilities, escalations, free rent, upfront tenant costs, and present value.

Estimate when an LLC S-corp election may save money after reasonable salary, payroll tax, payroll service, CPA fees, state entity taxes, and the QBI deduction.

Compare a lower cash price with true 0% or deferred-interest promotional financing, including payoff timing, retroactive-interest exposure, fees, and savings opportunity cost.

Compare a W2 employee offer with a C2C contract using billable time, benefits, business overhead, health coverage, taxes, and a break-even hourly rate.

Compare locum shift pay with an employed physician package using benefits, malpractice, travel, health coverage, 2026 payroll taxes, and a break-even rate.

Compare owner-only retirement contribution limits with business profit, an existing W2 job, employee deferrals and age-based catch-up contributions.

Compare payroll taxes, owner salary, outside W2 wages, administration costs and entered income-tax assumptions to explore S corporation break-even scenarios.

Compare a one-time bonus with a permanent salary raise over multiple years, including future raises, bonus probability, tax assumptions and retirement match.

Compare a salary offer with hourly pay, overtime, paid and unpaid time, benefits and costs. Find break-even hourly pay and weekly overtime.

Compare PRN shift pay with full-time salary, benefits, replacement insurance, canceled shifts, unpaid time, and W2 or 1099 tax treatment.

Compare leaving a job now with waiting for a 401(k) match, RSUs, bonus, or other compensation to vest. Find the make-whole signing bonus and break-even new salary.

Compare a company car, taxable car allowance, and mileage reimbursement using ownership costs, taxes, personal use, and business miles.

Compare one educational program with a no-program career baseline using incremental earnings, payback, and NPV.

Calculate business-loan payments, interest-only periods, origination costs, and estimated debt-service coverage.

Estimate startup costs and funding requirements for your new business venture.

Calculate return on investment for business projects, marketing campaigns, or investments.

Calculate the break-even point for your business or product launch.

Estimate business value using multiple valuation methods and financial metrics.

Estimate take-home pay using 2026 federal brackets, FICA, filing status, pay frequency, deductions, and adjustable state and local tax estimates.

Estimate a 2026 federal safe-harbor shortfall and spread it across extra W-4 withholding or remaining estimated-tax installments.