Compare two job offers across salary, bonuses, equity, PTO, health costs, 401(k) match, remote work, commute time, and effective hourly value.

If both spouses have employer coverage, compare all family health-plan arrangements.

Offer verdict

Offer A adjusted value

$134,921

$64.49 per effective hour

Offer B adjusted value

$129,754

$66.07 per effective hour

Offer A advantage

$5,167

$431 per month of annualized value

Offer A$134,921
Offer B$129,754

Cash, benefits, and time

Annual componentOffer AOffer BA minus B
Base salary$105,000$98,000$7,000
Target bonus$10,500$7,840$2,660
Signing bonus (annualized)$8,000$4,000$4,000
Equity (annualized)$5,000$7,000-$2,000
PTO salary-equivalent (informational)$6,058$7,538-$1,481
Employer health benefit$8,000$10,000-$2,000
401(k) match$4,200$5,880-$1,680
Your health premiums-$3,360-$2,160-$1,200
Commute cost-$2,419-$806-$1,613
Commute time132 hrs44 hrs88 hrs

Offer A schedule

3.0 office days per week

132 commute hours per year

$122,721 annual cash/equity after entered premiums and commute

Offer B schedule

1.0 office days per week

44 commute hours per year

$113,874 annual cash/equity after entered premiums and commute

How this calculator works

Adjusted annual value adds salary, target bonus, annualized signing bonus and equity, employer health value, and expected 401(k) match. It subtracts employee health premiums and estimated commuting cost. The PTO salary-equivalent row is informational and is not added to compensation because salary already pays for those days.

Effective hourly value divides adjusted value by scheduled annual work hours, less eight hours per PTO day, plus commute time. PTO must be less than total scheduled annual hours. Equity values are especially uncertain and should be discounted for vesting, liquidity, and company risk.

Taxes, raises, bonus probability, severance, pension benefits, overtime, stock-price changes, and the personal value of flexibility are excluded. Review plan documents and the written offers before deciding.

For a compensation change over time, use the bonus versus raise calculator. For different work schedules, compare salary versus hourly pay with overtime.

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