Sell As-Is vs Repair Calculator

Compare selling a house as-is with repairing it first using sale-price scenarios, overruns, commissions, carrying time, financing, and net proceeds.

Transparent calculator methodology

Compare the net proceeds from an as-is sale and a repaired sale

The comparison focuses on the amount left after the mortgage payoff and every modeled selling or repair cost, rather than comparing gross sale prices.

What the estimate includes

  • Separate as-is and repaired sale prices
  • Repair budget, contingency, staging, and permits
  • Commissions and closing costs applied to each price
  • Extra carrying time and repair financing or opportunity cost

How the comparison works

Net proceeds equal the scenario sale price minus mortgage payoff, selling costs, carrying costs, and scenario-specific project costs. The break-even repaired sale price shows what the repaired property would need to sell for to match the as-is result.

Important limitation

After-repair value is a user-entered scenario, not an appraisal. Local demand, inspection findings, disclosure rules, permits, taxes, and negotiated concessions can change actual proceeds.