Estimate the costs of having a baby including medical expenses, gear, childcare, and ongoing costs. Plan your budget for a new family member with comprehensive first-year expenses and beyond.
Baby Cost Calculator
Estimate the costs of welcoming a new baby in your first year
One-Time Expenses
Feeding & Care Options
Enter the amount you expect to pay; no generic cost multiplier is applied.
Monthly Recurring Expenses
Monthly Cost Breakdown
View Timeframe
First Year Total
Quick Stats
Cost-Saving Tips
Compare new and safely reusable secondhand gear before buying.
Use the feeding field for your expected out-of-pocket supplies and formula costs.
Check employer dependent-care benefits and available tax credits separately.
Join parent groups for hand-me-downs and baby gear swaps.
Estimate Scope
First-year estimate: $21,670
Includes the entered gear and recurring expenses. It does not estimate lost income, childbirth costs, taxes, insurance changes, or college savings.
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